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Debt Solutions 4U — Professional Debt Counselling, powered by Debt Free with Armani
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Benefits

What debt review actually gives you.

One affordable payment, legal protection while you pay it, and an end date. Here is what changes, and what does not.

Check whether your repayments fit

The six things that change

Tailored Repayment Plan

A new repayment plan is calculated to ensure you have enough money to provide for yourself and your family while still paying off your debt.

Reduced Instalment

Your new repayment plan consolidates all your monthly instalments into one. This saves you interest on your accounts and reduces your monthly instalments.

Personal Debt Counsellor

You will have a dedicated debt counsellor to give you tailored solutions, professional advice and be able to assist you with any queries you have throughout the process.

Legal & Asset Protection

When you are under debt review you are protected from creditors, this ensures that your assets and credibility can\u2019t be influenced by their actions.

Confidentiality

No financial information is shared with any third party, ensuring complete confidentiality. Our counsellors are highly skilled professionals and strictly adhere to this code of conduct.

Clear Credit Record

You receive a clearance certificate once you have successfully completed the debt review process and find yourself financially free. A copy of the certificate is sent to the bureaux where all the information of your accounts are removed.

45+ years of combined NCR-registered debt counselling experience

Three NCR-registered counsellors across DS4U and our partner practice, Debt Free with Armani — all verifiable.

And what does not change

Debt review does not reduce what you owe — it restructures how you pay it. You may not take new credit until your clearance certificate is issued. A debt review flag is recorded while you are under review. Anyone promising otherwise is selling you something they cannot deliver.

See whether it fits your month

The calculator runs in your browser and nothing is sent anywhere. If the numbers say debt review is not for you, it will say so.

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